Instagram X-twitter Youtube Tiktok
Contact Us
Invoice Financing

Asset Finance, Leasing, and Hire Purchase (HP)

From April 2023 to March 2026, companies can claim 100% capital allowances on eligible plant and machinery investments. This full expensing policy enables businesses to deduct the entire cost of their investment upfront. For every pound invested, companies can reduce their tax bill by up to 25p.

Invoice Finance and Factoring

Invoice finance and factoring offer businesses a flexible and efficient solution for managing cash flow and working capital. This facility allows you to access funds by advancing cash against your invoices, effectively turning your debtor book into a reliable revenue stream.
Whether you’re a start-up or an established business of any size, we can tailor a cost-effective invoice finance solution to enhance your cash flow. Our competitive rates often outperform traditional overdraft terms, providing a practical and advantageous financial option for your business needs.

Key Advantages of Invoice Finance for Businesses

  • Receive up to 90% of the invoice value upfront upon issuance.
  • Streamlined online process with same-day or next-day payments directly to your account.
  • Suitable for new businesses with annual turnovers starting at just £50,000.
  • Optional bad debt insurance for added security and peace of mind.
  • Factoring available for a wide range of business types and industry sectors.
  • Lower financing costs compared to traditional overdraft facilities.

Types of Invoice Finance

Factoring

DALL·E 2025-

Factoring

The Invoice Finance Company (IFC) provides funding based on the entire debtor book or ledger of the business. Invoices are paid directly to the IFC, making this the most commonly utilized form of invoice finance.

Trade/Stock Finance

Untitled design (13)

Trade/Stock Finance

Trade or stock finance is often used alongside invoice financing, allowing businesses to secure funds based on their stock or trade activities. This type of finance helps to repay borrowing once goods are sold or invoiced.

Spot Factoring

Untitled design (12)

Spot Factoring

Spot factoring is a short-term financing option where businesses can sell specific invoices or use the service during peak times of the year, providing flexible cash flow support.

Invoice Discounting

Untitled design (14)

Invoice Discounting

Invoice discounting is a financing solution where a business can access immediate funds based on its outstanding invoices, while still maintaining control over its debtor book.

Invoice Payroll

DALL·E 2025-01-09 12.27.45 - A sleek and professional illustration showing the concept of Invoice Payroll for recruitment agencies. The image includes a modern office setting with

Invoice Payroll

Specifically designed for recruitment agencies, this option offers critical factoring services to support the daily operations of recruitment businesses.

Typical Uses of Invoice Finance:

  • Growing Businesses: Companies seeking to expand and improve cash flow
  • Startups: New businesses in need of financial support to stabilize and grow
  • Cash Flow Assistance: Businesses requiring immediate funds to cover bills and expenses.
  • Outsourcing Credit Control: Outsourcing Credit Control:

Typical Uses of Invoice Finance

Gain an understanding of the potential amount you can raise and how invoice finance can help with cash flow, along with the terms, before proceeding with your application.

Some Benefits of Using Us:

In addition to property valuations, building insurance, and legal support, we provide a comprehensive range of services. For more details, please refer to our Business Support Services and Trusted Partner Network.
Our business support and brokerage services include full assistance with preparing and submitting your lending application, ensuring that you receive the most competitive rates and terms. We prioritize a fast and efficient process for your invoice finance application, keeping you updated on its progress so that funds are available as quickly as possible.

Our Offer:

We provide all our clients with a comprehensive ‘one-stop-shop’ facility, delivering fully managed and professional business support and brokerage services. Our goal is to secure the most competitive funding solutions tailored to your specific circumstances, sourcing options from across the entire market.
No matter your property finance needs, we offer a free, impartial, and confidential initial consultation to quickly evaluate your funding options.

Schedule a Call Back

Britfund specialises in preparing businesses to be funding-ready by delivering tailored support in governance, financial planning, and investor relations. With our expertise, your company can confidently navigate the funding landscape and achieve its growth ambitions.

Additional links

Contact Information

Instagram X-twitter Youtube Tiktok
© COPYRIGHT BRITFUND COMMERCIAL FINANCE 2025